Aadhar Card Link with Bank Account: Complete Guide to Aadhaar Seeding Online
Introduction
Linking your Aadhaar card with your bank account is one of the most important steps to enjoy seamless banking services in India. Whether you want to receive subsidies, LPG benefits, or direct government schemes in your account, Aadhaar seeding with bank account is mandatory. Many banks, including Indian Bank, provide simple options for Aadhaar number linking online as well as offline.
In this article, we will guide you step-by-step on how to link Aadhaar with bank account online, check bank Aadhaar link status, and complete your Aadhaar seeding process without any hassle.
Why Should You Link Aadhaar with Bank Account?
Here are some key benefits of Aadhaar card link with bank account:
-
✅ Receive government subsidies and DBT (Direct Benefit Transfer) directly.
-
✅ Easy verification of identity and faster KYC updates.
-
✅ Hassle-free banking and loan approvals.
-
✅ Eligibility for government schemes like LPG subsidy, scholarships, and pensions.
-
✅ Helps in secure online banking and reduces the chances of fraud.
How to Link Aadhaar Number with Bank Account Online
There are different ways to complete the bank Aadhaar link process. Let’s go through them one by one:
1. Internet Banking
-
Login to your bank’s Internet Banking portal.
-
Go to the “Aadhaar Seeding” or “Aadhaar Link” option.
-
Enter your Aadhaar number.
-
Submit and verify with OTP.
-
You will receive confirmation once Aadhaar is linked successfully.
2. Mobile Banking App
-
Open your Bank’s Mobile App.
-
Navigate to the Profile or Services section.
-
Select “Link Aadhaar”.
-
Enter Aadhaar number → Verify with OTP.
-
Aadhaar will be seeded to your bank account.
3. UPI & SMS
-
Some banks allow Aadhaar seeding via UPI apps or by sending a simple SMS request.
-
Check your bank’s official guidelines for exact details.
4. Bank Branch / ATM (Offline Method)
-
Visit your nearest Bank Branch or ATM.
-
Fill the Aadhaar seeding form.
-
Attach a self-attested copy of Aadhaar card.
-
The bank staff will process your request.
How to Check Bank Aadhaar Link Status Online
After submitting your Aadhaar details, you should check whether the linking is successful or not. Here’s how:
-
Visit the UIDAI Aadhaar official website.
-
Select “Check Aadhaar & Bank Seeding Status”.
-
Enter your Aadhaar number and OTP.
-
You will see whether your Aadhaar is linked with your bank account.
For Indian Bank Aadhaar seeding status, you can also check directly through Indian Bank NetBanking portal or mobile app.
Aadhaar Seeding with Indian Bank
If you are an Indian Bank customer, here are the methods:
-
Online: Use Indian Bank NetBanking or IndOASIS Mobile App to link Aadhaar.
-
Offline: Visit the nearest Indian Bank branch with Aadhaar copy.
-
SMS Service: Send Aadhaar details via registered mobile to complete Indian Bank Aadhaar link process.
FAQs on Bank Aadhaar Linking
Q1. Is it mandatory to link Aadhaar with bank account?
👉 Yes, it is required to receive government subsidies and to keep your account active for certain services.
Q2. How long does it take to update Aadhaar seeding with bank account?
👉 Usually 1–2 working days after submission.
Q3. Can I check Aadhaar seeding status online?
👉 Yes, via UIDAI portal or your bank’s website/app.
Q4. Is Aadhaar linking free?
👉 Yes, banks do not charge any fee for Aadhaar linking.
Q5. What if Aadhaar is not linked with my bank account?
👉 You may miss government subsidies and benefits, and your account may face restrictions.
Conclusion
Completing the Aadhaar card link with bank account process is simple, quick, and highly beneficial. Whether you use online Aadhaar seeding, mobile apps, or offline branch visits, make sure your bank Aadhaar link status is active. Customers of Indian Bank and other banks can easily do this in a few minutes.
So, if you haven’t linked your Aadhaar yet, complete the Aadhaar seeding with bank account today to enjoy uninterrupted banking services and government benefits.